Seize the Digital Payments Opportunity with Mobile Wallet

Mobile Wallet - Usage

Expand Customer Base

Increase your customer base exponentially without investing in costly branch and ATM infrastructure.


Reduce Costs

Reduce customer acquisition and transaction costs. Utilise lower electronic money account barriers.


Increase Customer Satisfaction

Develop long-term customer relationships through seamless digital experiences with superb UX. 


Accelerate Financial Inclusion

Extend financial services to the bottom of the pyramid via USSD devices.


Generate New Revenue

Monetize on new business models via shared wallet platforms.

A White-label Mobile Wallet Platform

Completely customizable to your business case

Mobile Wallet - Screens

Seamless Digital Experience

Self-onboarding in minutes, saving time from branch visits. Secure top-up via card, bank account, agent. Customer-centric UX


24/7 Instant Payments & Transfers

Enable customers to send and receive money instantly P2P, C2B, B2B or G2C. Provide anywhere, anytime access to financial services.


Extended Offering

Differentiate by bundling new services - insurance, real-time payments, digital loans, savings, in-store payments with QR and NFC, bill payments, remittances, promotions and more.


Superior Security

Highest security standards with flexible KYC authentication options, including Biometrics.

Offer a Rich Portfolio of Mobile Financial Services

Mobile Wallet - Banks


Go to market fast with exceptional mobile payment experiences, successfully rivaling Fintechs and neobanks.


Mobile Wallet - Credit Unions


Retain members through a range of modern digital financial services without replacing costly systems.


Mobile Wallet - MFI


Extend financial services to the bottom of the pyramid at a low cost (for both USSD and smart devices).


Mobile Wallet - Public Sector


Securely onboard beneficiaries and disburse funds in bulk, directly or via agents.


Mobile Wallet - Telcos


Attract more customers and diversify income by entering into mobile financial services.


Mobile Wallet - Payment Aggregators


Enable self-service transfers for customers via mobile and reduce agent costs.


Mobile Wallet - Portfolio

Be a Forerunner in the Digital Payments Ecosystem

Mobile Wallet is an extremely flexible platform which can serve various digital wallet business cases. Generate new revenue streams via open API-enabled revenue-sharing models. Reinvent your business model by becoming a platform provider, a central role which integrates the different players in the financial services ecosystem. 

mobile-wallet-ecosystem v2



Mobile Wallet - Brochure

The Mobile Wallet Solution at a Glance

Today, it takes customers just a few taps to switch to a new financial service provider. Software Group's Mobile Wallet helps financial institutions utilize digital opportunities, retain and grow customer base in the digital era.

Download Brochure

A Digital Transformation Platform in Action.

The Mobile Wallet Solution is built on DigiWave Enterprise Digital Banking Platform - the foundation of a future-proof digital journey.

Mobile Wallet - Availability

One-stop, white-label digital wallet platform

Rich wallet functionality built on a powerful platform that can cater for all your digital financial service needs. Completely customizable to your brand, serving your business case.

Mobile Wallet - Frictionless Payments

Frictionless 24/7 payments across the ecosystem

Faster payments mean more revenue. Handle vast amounts of data and process thousands of transactions per second. Deliver frictionless service in both mature and developing markets.

Mobile Wallet - Centralized Management

Centralized Management. Multi-country. Multi-tenant

Manage all your digital channels from a central administration portal. Customize transaction fees, commissions and rules for your ecosystem. 

Mobile Wallet - UX Design

UX design expertise

Leverage Software Group’s UI and UX design team expertise in creating engaging digital financial service journeys, personalised for your end customers.

Mobile Wallet - Seamless Integrations

Seamless Integrations

Reuse existing infrastructure and easily integrate with your CBS. Alternatively, use Mobile Wallet as a standalone platform. Connects with any third-party system. PSD2 and GDPR compliant.

Mobile Wallet - Workflows

Configurable forms and workflows

Easily configure your own forms. Customize your own or use out-of-the box workflows. Digitize, automate and streamline all processes.

Customer Highlights

Mobile Wallet - Atlantic Bank

Digital transformation and expansion
in Central Africa

Atlantic Bank Cameroon offered its customers superior cashless financial services through mWallet with the goal to reach 1 million customers in the first year. Our platform infrastructure enabled strong differentiators, such as the building of a unified digital banking & insurance ecosystem integrated within the wallet.

Mobile Wallet - Botswana Post

Building Botswana’s modern
digital economy

Botswana Post uses Software Group’s Agency Banking and mWallet solutions to serve the widely dispersed government pensioners in the country. mWallet works across 1000 biometric POS terminals, saving time and increasing convenience for 115 000 retirees, with a goal to reach 500 000 in 3 years time.



Why Choose Software Group?

Mobile Wallet - DigiWave Platform

Mobile Wallet is built on DigiWave - Enterprise Digital Banking Platform, enabling your growth in the digital era.

Mobile Wallet - Scalable implementation
Quick-to-market, scalable implementation with fast positive ROI. Cloud, on-prem or hybrid.
Mobile Wallet - Global Experience

Over 10 years of global experience with 200+ customers in over 70 countries



Deliver a rich portfolio of financial services and payments
anytime, anywhere. Start with Mobile Wallet.